Direct, dependable answers on multinational employee benefits management, products, risks and strategies.
GBM designs, oversees, and optimizes your company’s employee benefits across multiple countries, ensuring consistent plans, legal compliance, smooth administration, and real-time insights, leading to cost savings and employee engagement.
GBM solutions are fully customisable: you can begin with a single multinational plan, such as health insurance, to unlock immediate cost savings and streamlined administration, then expand to a comprehensive platform that unifies all your employee benefits programs.
Yes - our multinational plans cover 2-50 countries and leverage local partners in 90+ markets to ensure global consistency and local compliance without added complexity.
A single master policy plus local plans that replaces multiple standalone policies, giving you seamless coverage, uniform benefits, lower costs, and easier management worldwide.
GBM solutions are fully customisable: you can begin with a single multinational plan, such as health insurance, to unlock immediate cost savings and streamlined administration, then expand to a comprehensive platform that unifies all your employee benefits programs.
By negotiating one master arrangement, you unlock volume discounts, eliminate redundant billing, and cut administrative fees.
We assess your locations, design the plan, gather carrier quotes, and launch in 4 - 8 weeks.
Our project team manages change, harmonises policies, negotiates with carriers, and communicates with your HR and employees for a smooth shift.
Yes - you can adjust benefits at renewal or mid-term, add headcount or regions, and we handle carrier amendments and system updates.
Adding a country triggers a local market review and seamless integration without needing to re-procure the entire program.
Pooling combines claims from multiple countries into one pool, balancing high-claim markets with low-claim ones for stable premiums.
Experience pooling uses actual claims data for pricing; premium pooling centralises premiums and reallocates them while administration stays local.
Pooling suits large, stable companies; we can perform a feasibility study to confirm your expected savings and compliance requirements.
It aggregates your volume to negotiate better rates, smooths cost volatility, and in a captive, lets you retain underwriting profits.
Programme
Benefit
Multinational Health
Global master policy + local health plans for uniform local care and full regulatory adherence.
International Health
Health coverage and 24/7 support worldwide for employees and dependents.
Well-being Plans
Mental-health support, digital wellness tools, preventive care to boost morale and reduce absenteeism.
Life & Disability
Lump-sum protection for death, disability, or critical illness with fast-track claims.
Business Travel
Medical emergencies, trip cancellation, baggage support, and repatriation under one policy.
Expatriate Insurance
Tailored health, life, accident, and repatriation cover for long-term assignments.
Retirement Plans
Globally compliant pension schemes with centralised governance and local adaptations.
Employees can call a global assistance hotline any time, with multilingual staff handling claims, referrals, and policy questions.
Yes - spouses and children can enroll with the same seamless claims process and policy terms.
It fills gaps in domestic plans by covering healthcare, evacuation, liability, and unique risks in host countries.
You get global medical access, streamlined claims, evacuation services, and niche support like kidnap & ransom coverage.
Travel insurance is short-term; expat plans provide long-term, comprehensive support for assignments over six months.
Service
Description
Consulting
Align benefits with business goals and design, benchmark and implement bespoke benefits strategies.
Benchmarking
Compare with peer data to optimize plan design and cost efficiency.
Flexible Plans
Empower employees to tailor their own benefits mix within budgeted credit pools.
Online Portal
Automate enrollment, eligibility verification, and self-service for faster, error-free processes.
Administration & Claims
End-to-end support for renewals, billing, provider negotiation, and proactive cost containment.
Training & Onboarding
Workshops and resources to equip your HR team with the knowledge to manage global benefits.
Reach out to schedule a free consultation and see how a small first step, like a single multinational plan, can deliver big benefits today.
It’s time to think differently about employee benefits. Get in touch today to see how In2Matrix can help you save costs whilst improving your employee benefits structure.
In2Matrix (Netherlands) B.V. (Group Headquarters) is authorised and regulated by the Authority Financial Markets with AFM licence number: 12047058 (including EU passports). KvK number: 50477706In2Matrix (UK) Limited is an appointed representative of In2Planning Limited, registered in Scotland, registration number No SC181076. Registered office - 36 Church Street, Inverness, IV1 1EH. Authorised and regulated by the Financial Conduct Authority. FCA 456198
